Not sure what kind of loan you need?
The major benefit of working with me to finance large purchases beyond property is access to solutions tailored to your financial circumstances and needs. With depreciating assets, the right finance can save you money on interest and fees, and in some cases, help you maximise your tax benefits.
Not sure what kind of loan suits your current situation? That’s where I come in. I deliver tailored finance solutions from a panel of leading lenders, giving you peace of mind that your loan is working for you. Contact me today to discover all the ways I can help.
Supporting First Home Buyers
Just starting out and not sure what kind of loan you need? I’m here to help. As a first home buyer, you can obtain finance from a financial institution to purchase or secure against your property, and I’ll guide you through the process.
Every mortgage is different — from the loan size and term to the interest rate and repayment method — which is why it’s best to speak with an experienced mortgage broker about your options. I can also help you determine your eligibility and apply for the First Home Owner’s Grant.
Asset Finance
Need finance for a large purchase beyond your home? I can help you access competitive options for private cars, recreational vehicles, commercial vehicles, business equipment, and a range of small business loans. These solutions may include personal loans, car loans, leasing arrangements, commercial leases, chattel mortgages, and more.
Investment Loans
Investment loans are structured to help you make the most of your assets and finances. I can work with your financial planner and accountant to ensure your loan is set up to meet your specific needs, with access to competitive options that can help you maximise your investment returns.
Commercial Loans
Commercial property and business lending policies and interest rates are rarely published on lender websites. Unlike residential home loans, commercial loan pricing can often be negotiated based on your business background and the security you provide. If you need help refinancing or purchasing commercial property, contact me today.
Standard Variable & Fixed Rate Loans
A variable rate loan offers more features and flexibility than a basic fixed rate loan, which is why the rate is usually slightly higher. A fixed rate loan, on the other hand, is set for a specific period — typically one to five years. This gives you the certainty of knowing your repayments in advance, helping you manage your finances without the risk of rising interest rates. The trade-off, however, is that you won’t benefit if rates go down during that time.
Honeymoon Loans
A honeymoon loan (or introductory loan) offers lower interest rates or repayments for the first six to twelve months. After this initial period, the loan reverts to a standard variable rate, and your repayments adjust to the current rate. When considering a honeymoon loan, it’s important to be confident you can manage the higher repayments that follow. You may also face a fee if you choose to switch to another type of loan once the honeymoon period ends.
Bridging Loans
A bridging loan can help cover the financial gap when buying a new property before your existing one is sold. This type of finance is usually secured against both properties and is generally short term — around six months — to allow time for the sale of your current home. Bridging loans are often more expensive than other loan types, so it’s important to consider all your options. I can guide you through the alternatives and help you find the right solution for your situation.